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NewsFrequent Questions
Is Harvest more interested in their client's investment
returns, or promoting a Christian agenda?
Harvest Financial's commitment to our clients is to provide investment returns
consistent with their risk tolerance. And, although investment performance
cannot be guaranteed, Harvest strives to offer those investments and strategies
that have demonstrated stronger than average historical earnings. Our commitment
to promoting Christian ideals and initiatives is carried out through the
Harvest Foundation, Inc.
The Harvest Foundation, Inc. is separate from Harvest Financial and is run completely independent by its Board of Directors and staff. And, although the Harvest Foundation, Inc. receives its primary funding from Harvest Financial, this separation allows each to focus on their own commitments.
Does choosing Harvest mean I will sacrifice performance?
No. One of the main goals held at Harvest is that we continue to offer our
clients the same investment options they have become familiar with; while
striving to provide strategies that offer increased investment returns.
(Past performance is no guarantee of future results.)
What is a Target approach to investing?
Simply put, a Target approach to investing seeks to "target" those
companies within a certain sector or index that have favorable earning potential
over other companies within the same sector or index. As the major indexes
have their own criteria of selecting, in their opinion, the "best" companies;
the "target" approach aims at the best of the best. These companies are
held for a predetermined period, and then re-evaluated. The theory is to
consistently hold the companies that provide the sector or index's main
growth.
When I choose Harvest, what happens to the funds
I have now?
That answer really depends on what you would like us to do for
you. If you are happy with the funds that you currently own, but you like
the philosophy of Harvest and want to work with a firm that shares your
same Christian beliefs and values, you can simply have your account moved
to Harvest. This costs nothing, and does not change anything pertaining
to your existing investment(s); it simply allows Harvest to service your
account going forward.
If, however, a different strategy would better serve your needs, your Harvest Advisor will gladly assist you in the transitioning of your account.
How does Harvest differ from other Christian investment
companies?
That answer is a little more complicated. As you may well know, the types
of Christian investment companies differ quite a bit. From fee-based biblical
perspective investment plans, to offering and promoting socially responsible
investments, the types of companies and the way they do business is broad.
At Harvest, we are an investment firm. Our Advisors work to assist you in
creating and managing your investment portfolio. And, while our corporate
philosophy is centered on Christian biblical principles, our investment
philosophy doesn't deviate from proven financial practices.
We do believe that where and how you invest your money should line up with your beliefs and values; we simply promote those beliefs and values through other avenues, such as, the Harvest Foundation, Inc. We don't believe that your investment portfolio performance should suffer because of it.
Is it difficult to switch to Harvest?
Not at all. If you would like to transition to Harvest without
changing your current investments, this is usually done using one form.
If you would like to implement a different strategy, change your current
holdings, or open a new account, a Harvest Advisor will gladly answer any
questions you may have and complete the necessary forms.